Attitude of Independent Crafts to Credit

Judgement on the economic situation, the company organization as well as the credit and capital supply of the company. Topics: Credit need; loan with banks and friends; emotional hindrances in borrowing; readiness to go into debt; knowledge and utilization of the public credit fund; willingness to accept a bill; attitude to bill business transactions and to taking on a silent partner; openness to investment and innovation; attitude to credit institutes and utilization of their services; interest sensitivity; adaptation difficulties of the company; attitudes to competition, profit, capacity and freely establishing prices; company payment customs; payment mentality of customers; most important problems of the company; family member helping; planned successor; turnover development and readiness to expand; land and house ownership; securities for loans; building loan contracts; importance of areas of life; memberships; party preference.

Demography: sex; marital status; religious denomination; religiousness; school education; vocational training; income; size of household; interest in politics; city size; state; refugee status; possession of durable economic goods. Interviewer rating: residential furnishings; social class and willingness of respondent to cooperate; number of contact attempts.