Data · dataset · 2023
PAYMENTS BANKS’ ROLE IN DIGITAL FINANCIAL INCLUSION IN INDIA: OPPORTUNITIES AND CHALLENGE
Listed in Teesside University Research Data Repository
Drive for “digital financial inclusion” has been a key policy factor in India for the last decade.
Description
Payments Bank is one of the recent most important strategy factors to fulfill this objective. This paper briefly discusses the structure and functions of payments banks as conceptualized and implemented.
The primary goal of payments bank was enhancing the range of digital financial inclusion by leveraging the user friendly app-based financial service platform to provide effective services in a more accessible form for low-income households and small business firms. This study attempts to understand the expectations of the policy makers regarding the role of these new financial entities and their opportunities and challenges.
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In the last few years after their introduction, payments banks have not been able to perform satisfactorily in the profitability front probably due to their huge initial infrastructural costs. However, it is expected that in the years ahead, payments banks are going to play a larger role in achieving financial inclusion in India. In this paper, we have discussed the performance of the payments banks in the last few years and the opportunities and challenges they are likely to face in the future years.
Links
Where it is published
- DOI doi.org/10.17632/7z2v96ghcr.1 ↗
DOI / persistent id · from researchdata tees ac uk
Catalogue records · 1
- OAI-PMH record data.mendeley.com/oai?verb=GetRecord&metadataPrefix=oai_dc&identifier=oai%3Adata… ↗
metadata API · from researchdata tees ac uk
Topics
- From keywords
- Earth & Environmental Science · Engineering · Financial institutions · Humanities · Life Sciences · Social Science
Provenance · 1 source records, 10 field assertions
| Source | Key | Last seen | Raw |
|---|---|---|---|
| Teesside University Research Data Repository | oai:data.mendeley.com/7z2v96ghcr.1 | 7 d ago | JSON v1 |
| Field | Assertion | Extractor | Evidence |
|---|---|---|---|
| concepts[field].anzsrc:field:350204 | mapping · researchdata tees ac uk | vocabulary-mapper@1.0.0 | keywords['Banking'] |
| concepts[field].local:field:earth-environmental | mapping · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| concepts[field].local:field:engineering | mapping · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| concepts[field].local:field:humanities | mapping · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| concepts[field].local:field:life-sciences | mapping · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| concepts[field].local:field:social-science | mapping · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| description | source · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | /metadata/dc/description |
| license_text | source · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| publication_date | source · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| title | source · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | /metadata/dc/title |