Financial vulnerability and the reproduction of disadvantage in economic exchanges

It is also an important way in which individuals can improve their financial situation. We propose that individuals most in need of improving their financial standing, those in a financially vulnerable situation, are least likely to reap the benefits of integrative value generation.

We theorize that financial vulnerability induces a more zero-sum construal of success, or a view that success for one person must come at another person's success. A more zero-sum construal of success, in turn, hampers negotiators' ability to realize integrative potential in negotiations. In a large archival dataset (<i>N</i> = 191,648), we found evidence that various proxies of financial vulnerability are associated with a more zero-sum construal of success.