Data · dataset · 2023
Data to replicate "Trade Credit Management and Information Asymmetry in Small and Medium-sized Businesses in An Emerging Market ", published by RBGN
Listed in Teesside University Research Data Repository
Data collected about Trade Credit Policy in Brazil (considering just SMEs).
Description
Our hypothesis are basically the following: Solving uncertainties for the buyer: H1: Companies that sell high quality, technology-based products give longer credit periods to allow the quality of the products to be checked before any actual payment is made. H2: Selling companies with less reputation give longer credit periods, when reputation is measured by way of metrics involving customer size and concentration.
H3: Selling companies that have a high proportion of their external sales on credit give longer credit periods. H4: Selling companies that operate in highly seasonal markets give longer credit periods. Solving uncertainties for the seller: H5: Using cash-on-delivery (CoD) or cash-before-delivery (CbD) payment conditions is more common when the seller: (a) is smaller; (b) sells mainly to end users; and (c) has a larger proportion of foreign sales on credit.
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H6: The use of two instalment terms is associated with: (a) fewer days delay; and (b) selling mainly to smaller customers. Regarding price discrimination and trade credit policy, therefore, the following hypotheses are tested: H7a: The actual rate of interest on the immediate payment discount is positively associated with: i) the size of the selling company; ii) being one of the main players in the market; iii) adopting sales maximization (instead of risk reduction) as the main objective of credit; iv) customer concentration; v) negotiations with large customers; vi) negotiations mainly with wholesale buyers.
H7b: The actual interest rate on immediate payment discount is negatively associated with: i) negotiations, mainly with the end user; ii) the proportion of foreign sales on credit.
Links
Where it is published
- DOI doi.org/10.17632/v5k629v4dd.3 ↗
DOI / persistent id · from researchdata tees ac uk
Catalogue records · 1
- OAI-PMH record data.mendeley.com/oai?verb=GetRecord&metadataPrefix=oai_dc&identifier=oai%3Adata… ↗
metadata API · from researchdata tees ac uk
Topics
- From keywords
- Earth & Environmental Science · Economics & Finance · Entrepreneurship · Finance
Provenance · 1 source records, 9 field assertions
| Source | Key | Last seen | Raw |
|---|---|---|---|
| Teesside University Research Data Repository | oai:data.mendeley.com/v5k629v4dd.3 | 14 h ago | JSON v1 |
| Field | Assertion | Extractor | Evidence |
|---|---|---|---|
| access_level | source · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| concepts[field].anzsrc:field:350202 | mapping · researchdata tees ac uk | vocabulary-mapper@1.0.0 | keywords['Finance'] |
| concepts[field].anzsrc:field:350704 | mapping · researchdata tees ac uk | vocabulary-mapper@1.0.0 | keywords['Entrepreneurship'] |
| concepts[field].local:field:earth-environmental | mapping · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| concepts[field].local:field:economics-finance | mapping · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| description | source · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | /metadata/dc/description |
| license | source · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | /metadata/dc/rights |
| publication_date | source · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | |
| title | source · researchdata tees ac uk | connector:researchdata_tees_ac_uk@1.0.0 | /metadata/dc/title |