← Search

Data · dataset · 2019

Towards an effective budget course

Listed in DANS Data Station Social Sciences and Humanities and ODISSEI Portal — shown once because both records carry DOI 10.17026/dans-xex-s2d7

This data set contains data of financially vulnerable individuals who participated in the project ‘Towards an effective budget course’ in 2017 – 2019.

Description

In collaboration with five Dutch local government or debt counseling organizations, we conducted a quasi-experimental field experiment. Financially vulnerable individuals are often associated with suboptimal financial behaviors.

Evaluated financial education programs so far show difficulties to effectively reach this target population. To solve this problem, we built a behaviorally informed financial education program incorporating insights from motivational and behavioral change theories. In a field experiment among Dutch financially vulnerable people, we compared this program both with a control and a traditional program group.

Read the rest (2 more)

We collected data both before the program started and six months later. In comparison with the control group, we found a strong positive effect of the behavioral informed program on financial behavior, mainly explained by improved budgeting scores. Additionally, we found some evidence for a positive effect on financial skills and knowledge, but not on other outcomes.

Contrary to our expectations, we did not detect any evidence that the behaviorally informed program performed better than a traditional program.

Links

Where it is published

Catalogue records · 2

Topics

Stated by source
Social Sciences · Social Sciences
From keywords
Economics & Finance · Economics & Finance · Humanities · Psychology & Behavioral Science · Psychology & Behavioral Science · Social Science · Social Science
Inferred from text
Banking, finance and investment 73%
Provenance · 2 source records, 16 field assertions
SourceKeyLast seenRaw
DANS Data Station Social Sciences and Humanitiesdoi:10.17026/DANS-XEX-S2D712 d agoJSON v1
ODISSEI Portaldoi:10.17026/DANS-XEX-S2D78 d agoJSON v1
FieldAssertionExtractorEvidence
concepts[field].anzsrc:group:3502enrichment · ssh datastations nltaxonomy-embedding@1.1.0title+keywords+description (73%)
concepts[field].dataverse_subject:social-sciencessource · ssh datastations nlconnector:ssh_datastations_nl@1.0.0/subjects
concepts[field].dataverse_subject:social-sciencessource · portal odissei nlconnector:portal_odissei_nl@1.0.0/subjects
concepts[field].local:field:economics-financemapping · ssh datastations nlconnector:ssh_datastations_nl@1.0.0/subjects
concepts[field].local:field:economics-financemapping · portal odissei nlconnector:portal_odissei_nl@1.0.0/subjects
concepts[field].local:field:humanitiesmapping · ssh datastations nlconnector:ssh_datastations_nl@1.0.0/subjects
concepts[field].local:field:psychology-behavioralmapping · portal odissei nlconnector:portal_odissei_nl@1.0.0/subjects
concepts[field].local:field:psychology-behavioralmapping · ssh datastations nlconnector:ssh_datastations_nl@1.0.0/subjects
concepts[field].local:field:social-sciencemapping · portal odissei nlconnector:portal_odissei_nl@1.0.0/subjects
concepts[field].local:field:social-sciencemapping · ssh datastations nlconnector:ssh_datastations_nl@1.0.0/subjects
created_datesource · ssh datastations nlconnector:ssh_datastations_nl@1.0.0
descriptionsource · ssh datastations nlconnector:ssh_datastations_nl@1.0.0/description
publication_datesource · ssh datastations nlconnector:ssh_datastations_nl@1.0.0
titlesource · ssh datastations nlconnector:ssh_datastations_nl@1.0.0/name
updated_datesource · ssh datastations nlconnector:ssh_datastations_nl@1.0.0
version_labelsource · ssh datastations nlconnector:ssh_datastations_nl@1.0.0